Senior Fraud Strategy Analyst

About Bluevine

Bluevine is the banking platform for small businesses that need to keep moving, redefining how entrepreneurs manage their money. 

We bring banking, payments, billing, and access to capital into one connected place, so business owners can move money, pay vendors, get paid, and fund what’s next without switching tools or losing time. Everything we build starts with a deep understanding of how small businesses actually run, and we keep their money secure along the way.

Since 2013, more than 1 million small business owners across all 50 states have trusted us with their money, from contractors to dental offices to e-commerce brands. Today, over 500 employees come to work focused on making banking one less thing that slows them down. 

All of this comes back to our team. We’re curious problem-solvers who learn fast, would rather solve problems together, and care deeply about the people we’re building for. If you want your work to make a real difference to business owners every day, and want to keep growing while you do it, apply below.

WHAT YOU'LL DO:

• Serve as a Fraud Strategy Analyst focused on identifying ongoing fraud trends and implementing tactical and strategic solutions to mitigate future losses and negative client impact. 
• Work cross-functionally with risk operations, risk analytics, business operations, product, and business unit leaders to understand different viewpoints, obtain data to make tradeoff decisions, and then conduct own independent analysis of possible courses of action.
• Develop presentations and present analysis and recommendations in a clear, concise, and compelling way for a variety of audiences including executives, committee members, and operational leaders. 
• Conduct independent analysis of fraud management solutions, both internally developed and external providers, to understand trade offs between client impact and fraud prevention. 
• Research best practices for Fraud organizations and recommend implementations that work for Bluevine.
• Work with fraud and payments operations to understand ongoing fraud trends and translate that into actionable items with short, medium, and long term solutions. 
• Research and present out of the box solutions to limit fraud risk across DDA and a variety of credit products while maximizing revenue and minimizing customer friction.
• Leverage excel, SQL, and python or similar tools for quantitative analysis.

WHAT WE LOOK FOR:

• 5+ years of relevant experience in risk and/or fraud strategy and analytics.
• Bachelor’s degree (Economics / Mathematics / Business / STEM) or relevant work experience in a financial institution or payments company.
• Proficient level SQL abilities required.
• Highly experienced in working with cross functional teams including product, R&D, finance, client support, and fraud operations.
• Proven ability to manage projects end-to-end, from planning through to execution and delivery. Demonstrates strong leadership in coordinating cross-functional teams, holding stakeholders accountable, and ensuring alignment with project goals.
• Strong understanding of money movement including ACH, RDC, Bill Pay, and Debit Card.
• Strong understanding of direct deposit accounts and lending services from a client experience perspective as well as a back end understanding.
• Comfortable presenting analysis to senior leaders across the organization and driving consensus as to the best path forward.
• Working knowledge of PowerPoint (large group presentations) and Excel (pivot tables, VLOOKUPs).
• Knowledge of bank operations, including but not limited to account application processing/customer onboarding, payment processing, deposit operations, fraud operations and customer support.
• Analytical and detail-oriented.
• Quick-thinker, fast learner, problem solver.
• Strong work ethic—gets things done within a strict time frame.

Benefits & Perks (US Based ONLY)

• Excellent health coverage and life insurance benefits
• 401K with an immediate 3% company match
• PTO, Company Holidays, and Flexible Holidays
• Company-sponsored Mental Health Benefits, including 1:1 therapy
• Over $1,000 each year to spend on your personal wellness
• Monthly WFH stipends totaling over $1,000 annually
• Generous, paid parental leave covering up to 20 weeks of leave for birthing parents and up to 12 weeks of leave for all other parents
• Access to financial coaches and education sessions
• Weekly catered lunches and fully stocked kitchen pantries
• Community-based volunteering opportunities

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