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Role description

Senior Machine Learning Engineer

Step logoStep
AI-native
TypeFull-time
SenioritySenior
LocationUnited States
Posted8/29/2026
Engineering
  • Step is looking for an experienced Data Scientist to build and deploy Machine Learning models for all things Risk and Fraud
  • Build and Deploy ML Models: You’ll design, develop, and deploy machine learning models to enhance our Risk and Fraud detection systems. These models protect Step and our customers from fraud and financial loss
  • Lead Technical Efforts: You’ll take the lead in the Risk/Fraud area, providing technical direction and helping shape team’s strategy
  • Data Manipulation: You’ll use SQL to efficiently fetch, transform, and manipulate data, ensuring it’s ready for model development
  • Code Development: You’ll write production-grade code to deliver robust machine learning solutions
  • Design Experiments: You’ll apply statistics to guide experiments, determine appropriate sample sizes, and evaluate model performance
  • Cross-Function Partnership: Parter with Operations Team to quickly respond to rapidly evolving events

Benefits

  • Competitive Medical, Dental, Mental Health & Wellbeing benefits
  • 12 weeks paid parental leave, baby bonus to support unexpected expenses and flexible return to work
  • 401k Retirement Plan
  • Annual Professional Development Reimbursement Program
  • Flexible Work From Home and Time Off Policy
  • Stock Options- Experience developing and deploying machine learning models
  • 5+ years experience in Data Science or ML Engineering
  • Experience, but not required, in working in financial systems, including lending or risk/fraud
  • Proficiency in SQL and Python
  • Excellent data analysis skills
  • A graduate degree in statistics, economics, applied mathematics, computer science, physical sciences, or a similar technical field
  • Ability to communicate clearly with both technical and non-technical audiences

Relevant archetypes

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Company info

Step logo

Step

Step is the safe and easy way to build your credit for free and get more from your paycheck with best-in-class banking products. At Step, we put our users first and live by our mission of improving the financial future of the next generation by reimaging how banking should work. It isn’t easy learning about money. Schools don’t teach you, and families don’t always talk about finances. Traditional banks make it even harder to get ahead by charging fees for standard services like checking accounts, atm's and even spending cards. We don't belive in that. Step is a next generation financial services company building the best banking experience to help young adults achieve financial independence and knowledge at an earlier age. Step is founded by a team with 50+ years of combined financial technology experience. Our mission is to create a bank that gives you the tools to become smarter with your money and rewards you along your financial journey. Step gives you a free bank account with

Private company
HQPalo Alto, United States
Size201-500 employees
Unlock human wisdom
ThesisTermsPrivacy
Industry
Financial Services
Funding
  • Series C · $100M · Apr 27, 2021
Investors
TriplePoint CapitalGeneral CatalystEvolve Bank & Trust
Tech stackthree-js, google-optimize, microsoft-forefront, react-native, semrush, braze, grpc, netsuite, ahrefs, gemini

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