Product Manager - Banking and Financial Transactions

Product Manager – Banking & Financial Transaction Processors

(Transaction Banking, Lockbox, Treasury Ops, KYC/AML, Receivables Ops, Risk & Compliance)

ABOUT ITEMIZE

Itemize is the category-defining Agentic Finance Platform for modern B2B banking. We embed structured, line-item intelligence directly into transaction execution — unifying processing, compliance, and risk within a single system rather than layering controls onto fragmented workflows. Powered by our proprietary Financial Intelligence Graph™, Itemize automates high-volume deposit and treasury operations — including receivables, lockbox, ACH workflows, and regulatory controls — while ensuring risk and compliance conditions are enforced prior to settlement. In an environment where banks still rely on manual exception handling and post-processing oversight, Itemize operationalizes financial intelligence at the point of execution — delivering precision, audit defensibility, and scalable, compliant transaction infrastructure.

ABOUT THE CANDIDATE

As the market-facing member of the Product team, your mission is to drive the company's growth in building Agentic AI solutions for financial automation within banking and financial services. You bring deep expertise in Enterprise FinTech and hands-on experience operating at the intersection of banking, payments, compliance, and enterprise software. You have a strong ability to develop and deliver AI-powered product innovations that address critical customer needs in regulated financial environments. With a commercially-focused mindset, you excel at crafting and articulating product strategies and roadmaps that align with business objectives and drive measurable success.

A successful candidate will have:

• Competency in finance rules and regulations (e.g., GAAP, NACHA, AML, KYC).
• Expertise in accounting and a deep understanding of how money, documents, and data move through banks, the Federal Reserve system, payment processors, networks, and enterprise systems.
• Excellence in translating complex regulatory and operational requirements into scalable, AI-powered products that operate reliably in regulated, high-volume financial services environments.

ABOUT THE ROLE

The Product Manager will define and own the product strategy, roadmap, and requirements for Itemize’s Enterprise FinTech solutions for finance and financial services. This role is deeply rooted in real-world financial workflows across banking and corporate finance, including payments processing, receivables, lockbox operations, transaction compliance, AML/KYC, and accounts payable and spend management.

Vertical Domain Ownership

The Product Manager will be expected to develop deep domain expertise and product ownership across use cases that include:

• Lockbox and remittance processing (check, ACH, wire, image-based workflows)
• Receivables processing, Integrated Receivables, and cash application
• Transaction Compliance, including exception management, NACHA, AML, and KYC workflows

The role requires a deep understanding of how banking and financial services workflows vary by customer segment (e.g., banks, payment processors, and financial institutions), buyer persona (operations, compliance, treasury, and risk teams), and deployment model (in-house, processor-led, or SaaS). These environments are characterized by high transaction volumes, strict accuracy requirements, regulatory oversight, and zero tolerance for data integrity or compliance failures.

Responsibilities include:

• Define and own the product strategy, roadmap, and requirements for bank- and processor-focused solutions, including lockbox, receivables operations, onboarding, and AML/KYC/compliance workflows
• Develop deep domain expertise in banking and processor operating models, SLAs, regulatory frameworks, and risk controls, translating regulatory, operational, and customer requirements into scalable, agentic workflows that enable high-accuracy, audit-ready, NHITL (No Humans In The Loop) transaction processing
• Partner closely with Engineering and Data Science to design and deliver data-intensive, workflow-driven, AI-powered solutions optimized for high-volume, regulated financial environments
• Gather and validate market and customer requirements through direct engagement with banks and financial processors, ensuring products align with real-world transaction flows, compliance expectations, and deployment models
• Define and track key product KPIs, including throughput, exception rates, SLA adherence, processing accuracy, and operational risk reduction, using analytics to inform prioritization and continuous improvement
• Facilitate cross-functional execution by collaborating with engineering, sales, marketing, and customer success, while actively supporting bank-focused go-to-market efforts through executive conversations, product positioning, and thought leadership within treasury, operations, risk, and compliance audiences
• Own and continuously groom the product backlog in Jira, ensuring clear prioritization, execution discipline, and alignment with strategic and commercial objectives

WHAT SUCCESS LOOKS LIKE

• Solutions are clearly anchored in real banking and corporate finance use cases, not generic automation product offerings
• Customers recognize Itemize as understanding their workflows better than legacy vendors
• New features translate into measurable operational efficiency, risk reduction, or revenue impact
• The product roadmap reflects market demand, regulatory reality, and commercial viability

REQUIRED EXPERIENCE

• 4+ years of experience in market-facing product management roles within B2B payments, financial services, or enterprise finance platforms
• Demonstrated experience building or managing products in B2B payments, transaction banking, financial operations, or regulated financial services environments (e.g., receivables, lockbox, AP, compliance, or treasury).
• Demonstrated ability to work effectively with engineering teams on data-intensive, workflow-driven, Enterprise SaaS, and AI-enabled products in regulated environments
• Bachelor's degree in a relevant discipline

PREFERRED SKILLS

• Skilled at working effectively with cross-functional teams
• Excellent written and verbal communication skills
• Experience with integrating with Enterprise Applications

WHAT WE OFFER

• High-energy atmosphere of a growth-stage FinTech with great traction serving Fortune 500 companies operating in more than 25 countries
• Professional development opportunities for learning and growth
• Diverse international team of techies, dog lovers, globetrotters, and musicians
• Flexible PTO policy, 401k plan, and a generous benefits package
• Salary range of $150k-$250k, commensurate with experience, plus incremental performance-based compensation and equity

Itemize is an Equal Opportunity Employer. Itemize does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by applicable law. All employment is decided on the basis of qualifications, merit, and business need.