About
StellarFi 🚀
A smart credit card for every credit score.
StellarFi is a fintech infrastructure company building white-label and private-label credit card rails for brands and platforms serving non-prime and near-prime consumers.
Our technology enables companies to embed Visa-issued credit cards into their products without building the underlying stack — powered by a proprietary underwriting and servicing layer built for the complexity of thin-file and credit-damaged borrowers.
The non-prime credit market is underserved not because of a lack of demand, but because of a lack of responsible, scalable infrastructure. StellarFi exists to change that.
Founded in Austin, Texas as a public benefit corporation, StellarFi is led by a team of fintech veterans who have taken companies through acquisitions and IPOs. Originally launched as a direct-to-consumer credit-building platform, we evolved into an infrastructure business after identifying that durable impact in non-prime credit requires reaching consumers at scale through trusted distribution pa
Private company
IndustryFinancial Services