Juan Llanos

Leading design and execution of compliance, AML, sanctions, risk, and licensing infrastructure for a Series C cross-border payments platform using stablecoins. Designed the GRC model enabling cross-border USDC remittances through third-party and non-custodial infrastructure. Directed Felix's U.S. money transmitter licensing strategy, completing 42 applications in four months with 29 approved within the first year, and engaged directly with regulators on stablecoin settlement and hybrid fiat/crypto flows. Built AML/CFT, sanctions, monitoring, and governance infrastructure supporting rapid expansion while prototyping AI-enabled compliance workflows for regulatory analysis and policy design.

Served as early advisor to founders, consulting on strategy and operations over multiple years before transitioning to Chief Compliance Officer role following Series B. Provided guidance on regulatory, product, and operational strategy for the growing crypto platform.

Designed and led global fiat onboarding and operating strategy across EMEA and Latin America during rapid global scaling. Reduced licensing implementation costs by 50% through modular global licensing methodology, enabled 3x faster time to market by standardizing banking and payments partner onboarding, and expanded regional fiat volumes by 25% through improved API features and onboarding flows. Advised executives on regulatory and banking engagement across Europe, Latin America, and the Gulf.

Founded advisory firm delivering compliance and risk management strategy guidance to crypto fintech startups across three bear markets. Supported crypto wallets, exchanges, OTC desks, cross-border money transmitters, and payment processors in formulating strategy and executing product and operational design. Co-created concepts of Minimum Viable Compliant Product (MVCP) and Minimum Viable Compliance (MVC). Designed operating models, risk assessments, policies, controls, and regulator-ready documentation. Served as external compliance and policy advisor to financial regulators and blockchain associations globally.