{"$schema":"https://raw.githubusercontent.com/jsonresume/resume-schema/v1.0.0/schema.json","basics":{"name":"Ray Nakada","label":"Product Manager, AI","image":"https://lh3.googleusercontent.com/a/ACg8ocK9qv4Id2gboGFk0ZhDyqU6HUuBOGGkM5n74sZoRap_t7FXRg=s96-c","summary":"Product manager who builds B2B platforms end to end, with 5+ years in fintech and embedded lending. Hands-on with systems and engineering, focused on turning manual operations into API-first infrastructure.","location":{"city":"New York City, NY, United States"},"profiles":[{"network":"LinkedIn","username":"ryotanakada","url":"https://linkedin.com/in/ryotanakada"},{"network":"Portfolio","username":"rrnakada.github.io","url":"https://rrnakada.github.io"}]},"meta":{"canonical":"https://saywise.com/rayrnakada","version":"v1.0.0","lastModified":"2026-09-07T04:11:11.667Z"},"x_saywise":{"handle":"rayrnakada","pronouns":null,"availability":null,"oneLiner":"Product manager who builds B2B platforms end to end, with 5+ years in fintech and embedded lending. Hands-on with systems and engineering, focused on turning manual operations into API-first infrastructure.","profileUrl":"https://saywise.com/rayrnakada","markdownUrl":"https://saywise.com/rayrnakada/profile.md","pdfUrl":"https://saywise.com/rayrnakada/resume.pdf","archetype":{"code":"HB-DX","name":"All-Terrain Summiteer","url":"https://saywise.com/sca/35704a2e70df","rarity":"One of the first All-Terrain Summiteers on Saywise"},"aiStack":[{"name":"Claude","description":null,"url":"https://claude.ai","storyCount":0},{"name":"Claude Code","description":null,"url":"https://claude.com","storyCount":0}]},"work":[{"name":"amptalk","position":"Product Manager, AI","location":"Tokyo, Japan","url":"https://amptalk.co.jp","startDate":"2026-05-01","summary":"Own the amptalk agent end to end, an AI copilot that drafts prospect communication and books meetings with human approval built in. Rebuilt the AI system by replacing a monolithic prompt with a dynamic, semantics-driven architecture, wrote the eval suite, and built agent loops. Repositioned the product from a narrow email agent to a broader platform integrated into Gmail and Outlook, featured in Nikkei. Achieved 40+ enterprise prospects engaged, 10+ existing customers in free trials, and 85% completion on core workflows."},{"name":"Career Break","position":"Tinkering...","startDate":"2026-05-01","summary":"Took some time to tinker away on some ideas I had & invest in my own growth"},{"name":"Capital One","position":"Product Manager, Enterprise Data","location":"New York City Metropolitan Area","url":"https://capitalone.com","startDate":"2024-09-01","endDate":"2026-05-01","summary":"Owned the consumer data-sharing platform for external-account connectivity and data aggregation, covering backend APIs and frontend. Scaled the platform to 100K+ new users monthly by integrating with other Capital One systems. Cut the platform error rate from 10% to 0.7% through investigation and vendor routing. Lifted NPV $3M annually by setting clear product boundaries and determining which features all customers would use."},{"name":"OatFi","position":"Product Manager, Platform","location":"New York City Metropolitan Area","url":"https://oatfi.com","startDate":"2023-07-01","endDate":"2024-09-01","summary":"First PM at an embedded-lending and capital-as-a-service platform, owning underwriting, capital markets, and payments end to end. Automated the full underwriting flow, cutting costs 27% and lifting approvals 10%. Operationalized capital markets workflow, reducing processing from 2.5 days to 1 day. Led partner integrations including a 3-way issuing-bank integration for white-label charge cards, growing partner volume 14% and revenue 8%. Designed REST and GraphQL APIs reaching 95% automation at 99% uptime."},{"name":"Imprint","position":"Product Manager, Platform","location":"New York City Metropolitan Area","url":"https://imprint.co","startDate":"2022-07-01","endDate":"2023-07-01","summary":"Sole PM for a co-branded credit-card platform covering ledger, risk, fraud, and underwriting across 4 to 5 live brand programs. Built and maintained a proprietary ledger for full transaction control, integrating Lithic, Marqeta, Visa, and Mastercard at 99.9% on-time processing. Automated charge-offs to reduce cancellation-driven churn, cutting manual interventions 25%. Implemented credit-bureau reporting and credit policies, reducing delinquencies 2% month over month."},{"name":"Petal","position":"Senior Product Analyst","url":"https://petalcard.com","startDate":"2021-04-01","endDate":"2022-08-01","summary":"Senior product analyst role at fintech consumer credit company."},{"name":"Embrace.io","position":"Senior Product Data Analyst","location":"Los Angeles Metropolitan Area","url":"https://embrace.io","startDate":"2020-02-01","endDate":"2021-04-01","summary":"Product owner role focused on mobile product development and strategy."},{"name":"Triage Consulting Group","position":"Associate Consultant","location":"San Francisco Bay Area","url":"https://cloudmed.com","startDate":"2017-10-01","endDate":"2020-01-01","summary":"Consulting work providing strategic and operational guidance."},{"name":"The Jackson Laboratory","position":"Summer Research Intern under Kyuson Yun, PhD","location":"Bar Harbor, Maine","url":"https://jax.org","startDate":"2016-05-01","endDate":"2016-08-01","summary":"Investigated the role of YAP protein on medulloblastoma development in mice. Developed/refined Chromatin Immunoprecipitation (ChIP) protocol for Yun Lab."},{"name":"Colby College","position":"Biology Research Assistant in Microbiology/Genetics Lab","url":"https://colby.edu","startDate":"2014-09-01","endDate":"2017-02-01","summary":"Worked with Professor Ron Peck on the interactions of proteins in halophilic archaea - Halobacterium salinarum. The lab primarily focuses on proving the interaction between two inter-membrane proteins, bacterioopsin and lycopene-elongase. During my time in this lab, I've gained experience in the following techniques: PCR DNA/RNA/Protein isolation HPLC Constructing Recombinant DNA Plasmid genetic engineering in Archaea (H. sal) and Bacteria (E. coli) Western Blot Use of computer programs such as: Geneious, Galaxy, and Stata"}],"education":[{"institution":"Colby College","studyType":"Bachelor's degree in Biology, General","startDate":"2013-01-01","endDate":"2017-01-01"}],"projects":[{"name":"Bimolecular Fluorescence Complementation for the interaction of inter- membrane proteins"},{"name":"Asian American Studies At Colby College"},{"name":"Eat Out Better","description":"iOS app built with React Native and Expo that transforms a restaurant menu into personalized ordering guidance."},{"name":"Kids Learning Episodes","description":"Personalized, interactive learning episodes designed for 5 to 6 year-olds. Playable prototype developed."}],"skills":[{"name":"Product Analytics"},{"name":"API Development"},{"name":"Technical Product Management"},{"name":"Credit"},{"name":"Credit Risk Management"},{"name":"Product Strategy"},{"name":"Customer Journeys"},{"name":"User Experience (UX)"},{"name":"Stakeholder Management"},{"name":"Product Road Mapping"},{"name":"Research"},{"name":"Microsoft Word"},{"name":"Microsoft Office"},{"name":"Microsoft Excel"},{"name":"PowerPoint"},{"name":"Editing"},{"name":"Teamwork"},{"name":"Event Planning"},{"name":"English"},{"name":"Community Development"},{"name":"SQL"},{"name":"dbt"},{"name":"Looker"},{"name":"Postman"},{"name":"REST"},{"name":"GraphQL"},{"name":"LLM prototyping"},{"name":"evals"},{"name":"Claude Code"},{"name":"fintech"},{"name":"platform design"}],"certificates":[{"name":"Mental Health First Aid"}],"awards":[{"title":"Colby Coin","date":"2016-05-01","awarder":"Issued by Colby College","summary":"Awarded for outstanding student leadership on campus."}]}