# Juhi Agrawal **Head of Credit & Lending** — London, United Kingdom > Senior Credit Analyst and Investment Professional with 9+ years of experience in leveraged finance, fundamental credit analysis, and portfolio management across buy-side and advisory settings. Career Archetype: **Frontier Summiteer** (RS-DX) — One of the first Frontier Summiteers on Saywise ## Links - LinkedIn: https://linkedin.com/in/juuhhiiagrawal ## Experience ### Head of Credit & Lending, Blue Park Ventures (2024-09 – present) Remote · Leading credit strategy and lending operations for a fast-growing Indian street food chain. Structured 10+ corporate lending deals with rigorous credit assessments and DCF valuations compliant with UK regulations. Secured £200M+ in lending volume and designed scalable credit frameworks that reduced processing time by 30%. ### Credit Sector Specialist (AVP) – Metals & Mining, Sumitomo Mitsui Banking Corporation (2022-11 – 2024-09) London Area, United Kingdom · Executed sovereign, semi-sovereign, and corporate transactions contributing $500M+ revenue in EMEA. Authored 10+ sector research and issuer reports, built 50+ detailed financial forecast models for complex credit underwriting, and initiated 15+ issuer coverage across UK/Europe to expand deal pipeline and investor confidence. ### Senior Business Analyst – Restructuring Advisory, Metis Partners (2022-04 – 2022-10) Glasgow, Scotland, United Kingdom · Delivered complex asset valuations for restructuring, M&A, and lending collateral, enabling clients to unlock £150M+ in transaction value. Produced detailed valuation models and presentations for C-suite and legal teams, and refined management information processes to improve efficiency for repeat mandates. ### Senior Credit Analyst – Buy Side Support, SG Analytics (2020-07 – 2021-09) Pune Division, Maharashtra, India · Managed hedge fund fixed income portfolio across Oil & Gas, Financials, and Real Estate, achieving 10%+ annual returns through active credit analysis. Completed 50+ deep-dive credit analyses with counterparty risk reviews and standardised 7+ credit MI outputs. Led cross-border teams of 8–10 analysts ensuring timely delivery of high-quality analysis. ### Senior Research Associate, India Ratings & Research - A Fitch Group Company (2016-07 – 2020-07) New Delhi Area, India · Conducted 100+ corporate credit ratings across manufacturing and steel sectors, establishing foundational expertise in fundamental credit risk. Directed issuer due diligence meetings and engaged with corporate management to validate financial models. Authored 50+ credit notes and earnings updates used by investors and banks. ### Research Associate, India Ratings & Research - A Fitch Group Company (2016-07 – 2017-06) New Delhi Area, India ### Finance Manager, Shri Balaji Infradevelopers Pvt. Ltd. (2015-09 – 2016-02) Noida Area, India · - Performed efficiency, economy and value for money audits in regional and country offices and to ensure that utilization of resources is in accordance with plans and budgets. - Developed audit work plans for assigned audit engagements; - Wrote draft and final audit reports in a clear, concise and timely manner. - Assessed the reliability and propriety of accounting and financial information provided to Management on which decision and/or policy formulation are based; - Supervised other audit staff and consultants, and provide training/technical guidance as required. ### CA Intern, Deepak Yashdeep & Co (2012-09 – 2015-09) New Delhi Area, India · - Calculation and depositing of Advance tax, making all company`s tax computation, e-filing of Income tax return, etc. - Deduction and on line deposits of TDS, preparation of quarterly E-TDS return, compliances against show cause, etc. - Handled quarterly and annual audits of trusts like Juna Akhara. ## Education ### Master of Business Administration - MBA in Business and Personal/Financial Services Marketing Operations, Aston Business School (2021-09 – 2022-09) Activities and societies: Business Consultancy Project: SAGA Plc – Proposed a business restructuring plan to turn around the travel business. Dissertation: Intellectual Property Identification and Valuation of a Company for Fundraising Purposes ### Certification Course in Investment Banking & Business Valuations in Financial Planning and Services, The Wall Street School (2016-01 – 2016-01) Performed Company Valuations utilizing: - Markets Approach (Relative Valuation – Trading Comps & Deal Comps) - Income Approach (Future Cash Flows - Discounted Cash Flows) Comfortable with equity & debt instruments Built fully-integrated financial statements projection models including the ability to run sensitivities within models Worked on company profiles, sector analysis, competitive benchmarking, industry analysis etc. ### B.com (Hons.) in Commerce, Indira Gandhi National Open University (2013-09 – 2015-06) ### Certification in Social Media Marketing, Digital Vidya (2013-10) ### Certificate Course on Insolvency and Bankruptcy Code, Insolvency Professional Agency of Institute of Cost Accountants of India (2020-06) ## Skills Commodity Markets, Presentation Skills, Market Analysis, Corporate Credit, Energy Transition, Bloomberg Terminal, Valuation Modeling, Credit Rating, Report Writing, Intellectual Property Strategy, DCF Valuation, Credit Risk Management, Strategic Planning, Tax, Accounting, Public Speaking, Market Research, Management Consulting, Team Management, Business Strategy, Start-ups, Financial Accounting, Social Networking, PowerPoint, Analysis, Strategy, Microsoft Excel, Budgets, Teamwork, Project Finance, Microsoft Office, Leadership, English, Business Planning, Financial Advisory, Financial Analysis, Finance, Investment Management, Corporate Finance, Hedge Funds, Financial Forecasting, Credit Analysis, Fixed Income, Fundamental Credit Research, Leveraged Finance, High Yield Bonds, Distressed Debt, Primary & Secondary Market Underwriting, LBO, EBITDA Forecasting, Sensitivity Analysis, Stress Testing, Scenario Generation, Asset Management, Credit Monitoring, Risk Assessment, Performance Reporting, Moody's, Fitch, CapitalIQ, Advanced Excel, Stakeholder Engagement, Corporate Management Access, Financial Valuation, Portfolio Management, Restructuring Advisory ## Credentials - **ICAEW Top 100** — Institute of Chartered Accountants in England and Wales (issued 2022-04) - **Certification in Insolvency and Bankruptcy Code** — Institute of Cost Accountants of India (issued 2020-06) - **Certificate in Financial Modeling and Valuations** — The WallStreet School (issued 2016-03) - **Certification in Social Media Marketing** — Digital Vidya (issued 2013-10) --- Source: https://saywise.com/member7674 (last modified 2026-10-06T09:39:52.331Z)